Qosimova, Fazilat and Shermuxamedov, B.U. (2026) FINTEX TEXNOLOGIYALARINING MOLIYAVIY XIZMATLAR RIVOJLANISHIGA TA’SIRI. SYNAPSES: INSIGHTS ACROSS THE DISCIPLINES; Vol. 3 No. 5 (2026): SYNAPSES: INSIGHTS ACROSS THE DISCIPLINES; 835-843.
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Abstract
Ushbu maqola fintex (moliyaviy texnologiyalar) sanoatining jahon moliyaviy xizmatlar tizimiga korsatayotgan ta’sirini keng qamrovli tahlil qilishga bag‘ishlangan. Tadqiqot doirasida 2019-2024-yillar davridagi global fintex bozoriko‘ rsatkichlari, sarmoyaviy oqimlar, foydalanuvchilar bazasining kengayishi hamda turli mintaqalar bo‘yicha farqlanishlar o‘rganilgan. Maqolada fintexning moliyaviy inklyuzivlikka, to‘lov tizimlari samaradorligiga, kredit resurslariga kirish imkoniyatlariga va moliyaviy barqarorlikka ko‘rsatadigan ijobiy hamda salbiy ta’sirlari bayon etilgan. O‘zbekiston misolida mahalliy fintex ekotizimining rivojlanish holati, 2020 -2023-yillardagi statistik ko‘rsatkichlar tahlili amalga oshirilgan. Tadqiqot natijalari shuni ko‘rsatadiki, fintex texnologiyalari moliyaviy xizmatlar samaradorligini o‘rtacha 23 -40% ga oshirib, xarajatlarni esa 30 -50% ga kamaytirish salohiyatiga ega.
| Item Type: | Article |
|---|---|
| Additional Information: | Imported from Synapses: Insights Across the Disciplines |
| SWORD Depositor: | Admin User |
| Depositing User: | Admin User |
| Date Deposited: | 16 Oct 2026 21:08 |
| Last Modified: | 16 Oct 2026 21:08 |
| URI: | https://universalpublishings.uz/id/eprint/21674 |
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